Best Mattress to Buy with Afterpay in Australia

In the Australian market, mattresses are available at various price points, but when money is limited, even $300 may seem excessive. Yet when you have the choice to buy now and pay later, why let financial restrictions get in the way of a restful night’s sleep?

In this post, we’ll discuss how to use Afterpay, a payment option that enables you to order a product right now and pay for it in four equal installments every two weeks, to purchase the top five mattresses in Australia. A few mattresses that you can purchase with zipMoney are also included. For those who are unaware, zipMoney is an afterpay-like service that provides more flexible payment methods.

Top 5 Mattresses you can buy with Afterpay in Australia

blog-koala-1Koala Mattress
1. Best-selling mattress in Australia
2. Not too soft, not too hard firmness
3. All foam construction
4. Incredible support
5. 120-night trial with 10-year warranty
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1589408656712Ecosa Mattress1. Adjustable firmness – medium, medium-firm & firm
2. Comfortable, breathable & supportive
3. Waterproof & Dust mite free
4. Free Same Day Delivery (Metro)
5. 100-night trial with 15-year warranty
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Gallery_4_UK_desktop-100Emma Mattress1. Made from breathable eco-friendly hyperfoam
2. 7 support zones for pressure relieving comfort
3. Durable construction
4. Awarded top spot by Choice, Australia
5. 100-night sleep trial with 10-year warranty
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Facebook-og-1200-630Ergoflex 5g Mattress5-layer memory foam mattress
Offers orthopaedic pressure-relief
Personalised body contouring support
Hypo-allergenic & anti-microbial
30-day trial with 10-year warranty
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sleeping-duck-mattress_4Sleeping Duck MattressVariable firmness system allows segment-wise customisation
Suits most sleepers
Supportive yet comfortable
Free delivery
100-night risk-free trial with a 10-year warranty
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How does Afterpay work?

How does Afterpay work?

For items costing $35 to $2,000, Afterpay enables customers to pay for their online orders in four fortnightly installments. The benefit is that Afterpay transactions do not incur interest charges like credit card or loan purchases do. Instead than taking a percentage of each purchase you make, it gets its money from retailers.

Sign up on the platform and enter your credit card or banking information to make an Afterpay payment. After your purchase, the merchant will take the installment when it is due and provide a special code (like a barcode) to verify the transaction. When you need to repair your mattress right away, purchase an extra bed for home guests, or provide a meaningful gift at housewarming parties, Afterpay is a convenient choice.

More about Afterpay

To be eligible to use Afterpay, you must be an Australian citizen, at least 18 years old, and the authorized cardholder of a debit or credit card.

Afterpay won’t be accessible to you if your payments are past due or your account balance is zero.

For late payments, Afterpay may charge a fee.

The instalment amount is fixed at 1/4 of the total bill, which is a slight drawback. This is where zipMoney comes in.

zipMoney- Similar perks with added flexibility


Another buy-now, pay-later business that appears to be gaining popularity in Australia is zipMoney. ZipMoney’s key selling point is your freedom to select a longer payment term and pay an amount for each installment that suits you. In contrast to Afterpay, which only gives 4 months, you often obtain 0% interest for the first 6 months.

Because of these factors, more and more mattress manufacturers favor zipMoney over Afterpay. The nicest thing is that zipMoney’s approval procedure is comparable to Afterpay. So, it is highly likely that you will also be authorized by zipMoney if you are approved by Afterpay.

Detailed Product Reviews

There is no longer a reason to skimp on the quality of your mattress and sleep when you have an easy, interest-free payment option like Afterpay (and Zip pay) available. Read on for our reviews of the top 5 mattresses available for purchase with Afterpay in Australia.

1. Koala Mattress – Best Overall

Koala Mattress – Best Overall

There aren’t many mattress brands that come in a box, are competitively priced, respect the environment, and provide award-winning sleep quality. Koala accomplishes all of these things and more, making it our choice for Best Overall Mattress.

Koala is a domestic product made in Australia that is neither too firm nor too soft. Its top layer of revolutionary Kloudcell foam, middle layer of latex, and foundation layer of Ecofoam offer a mattress experience that adapts to your body, bears the weight of your body, and keeps you cool.

Koala is popular because of its distinctive design, which is suitable for stomach, back, and side sleepers alike. Koala might fall short for those who are overweight or trying to treat back pain, though.

Notwithstanding this hiccup, according to the 3,489 reviews on Productreview, Koala is a great choice. It is available in five sizes, with a 120-night risk-free trial, a 10-year warranty that covers sagging of at least an inch, and is delivered the same day in major cities (Sydney, Melbourne, Brisbane, Perth and Adelaide).


Although Koala has all the hallmarks of a premium product, it is not expensive. You won’t feel the pinch if you shop using Afterpay.

SIZETOTAL COSTAfterpay Instalment
King Single$722.50$180.62

2. Ecosa Mattress – Adjustable Firmness

Ecosa Mattress with Adjustable Firmness

Want a bed whose firmness you may change sometimes at no additional cost? With its three-layer foam composition and three different firmness levels—medium, medium-firm, and firm—Ecosa makes that possible. Choose the firmness layer you want to sleep on and put it on top of the other two after unzipping the mattress’ cover.

For a soft and cool sleep, put the “medium” G-7 Memory Foam layer on top. For a bouncy feel, put the “medium-firm” ECO-Tex layer on top. If your spine or pressure points require additional support, put the “firm” High-Density Ergonomic Support Foam layer on top.

The Ecosa mattress has received overwhelmingly positive reviews on Productreview, with more customers suggesting it for side sleepers than for back or front sleepers. Sweaty sleepers can depend on this as well because it is waterproof and dust mite-free.

We give big thumbs up to a 100-night risk-free trial, a massive 15-year warranty covering sag of 2cm (0.8 inches) or more, and free same-day delivery to urban locations.


With an appealing finance plan, you may finally experience the bliss of personalized sleep like Ecosa has been doing since 2015.

SIZETOTAL COSTAfterpay Instalment
Long Single$679.20$169.8
King Single$719.20$179.8
Super King$1,199.20$299.8

3. Emma Mattress – Exceptional Value

Emma Mattress – Exceptional Value

Can you get a cloud-like mattress on a tight budget? It appears to be achievable based on the 4.4 rating Emma has received from 596 users on Productreview.

Emma is a three-layer, award-winning mattress that offers a medium-firm resting experience to accommodate various body types and sleeping positions. Also, the foams offer motion isolation for couples with differing sleeping patterns and provide pressure relief, cooling, and a mild bounce for a restful night’s sleep. The fact that the item is OEKO TEX® Standard 100 – Class 1 certified, indicating that it is free of dangerous compounds, is also impressive.

If you’re expecting to hear about its flaws, we can only say that you need to give it a few days to get used to it, which is not an unreasonable request. A 100-night risk-free trial, a 10-year warranty that covers drooping of at least one inch, free delivery throughout Australia in three to four days, and six sizes are all features shared by Emma, a bed-in-a-box competitor that is far less expensive.


Emma already has a budget, but you can use Afterpay to make it more wallet-friendly.

SIZETOTAL COSTzipMoney (6 months)
King Single$699$53
Super King$1,099$78

4. Ergoflex 5G Memory Foam mattress – Great for bad backs

Ergoflex 5G Memory Foam mattress – Great for bad backs

Ergoflex has emerged as the go-to mattress for persons with chronic back pain and orthopaedic problems, receiving 4.8 out of 5 stars from customers on Productreview and a thumbs-up from Australian chiropractors.

These praises are attributable to the 5-layer design’s utilization of high-density, hospital-grade open-cell memory foam. Ergoflex offers a sleep surface that relieves pressure points, supports the spine, reduces motion transfer, and is anti-allergenic thanks to premium materials and an exceptional structure. It has a medium-firm feel and works for a variety of sleeping positions. The vented 3D mesh panels at each end of the cover reduce heat retention and keep the bed cool, which may appeal to hot sleepers.

Ergoflex is a nice mattress, but for the following reasons it isn’t excellent: It does not offer free delivery but instead charges $19.99 for fast, 24-hour shipping throughout Australia. With only 30 nights to try the mattress out and return it, the home trial is also on the cheap. Plus, after the first 21 nights, you can only “cash-in” on the return (due to the expected 3-week mattress adjustment period). Thankfully, it takes the guarantee seriously and provides a 10-year window to cover sagging of at least 1 inch.


Although Ergoflex is on the pricey side, it is still less expensive than competitors like Tempur.

SIZETOTAL COST*zipMoney (6 months)
Long Single$685.30$51/month
King Single$699.30$52/month

5. Sleeping Duck Mattress – Most customisable

Sleeping Duck Mattress – Most customisable

Wouldn’t it be fantastic to be able to completely customize your mattress? Have it more cushioned under the hips and particularly hard down the spine, if you will. Also, wouldn’t it be nicer if your partner could customize her side of the mattress as well? The 4.8-star ratings Sleeping Duck has racked up on Productreview are proof that segment-wise personalization is actually feasible.

There are 12 distinct pieces (six on each side) inside the mattress, which may be picked, moved, and replaced until your entire body is in a blissful state while you sleep. Please be aware that the customization is only free during the trial period, which is 100 nights starting from the date of purchase.

The mattress’s construction consists of two foam layers and a 5-zone pocket spring base that was carefully thought out to provide support for the head, shoulders, back, hips, lower back, legs, knees, and feet and ankles. And since the edges are strengthened with heavy-gauge coil springs, if you prefer to sleep on the edge, feel free to do so without worrying about slipping off. Those who are pleased with it say that it is sturdy and maintains its firmness throughout.

Sleeping Duck is a blessing for bed partners because it offers free shipping, returns, and customizations during the 100-night home trial and a 10-year warranty that covers sagging of 3 cm or more.


The little premium price of the Sleeping Duck mattress makes sense when you consider the pressure-relieving qualities of memory foam, the buoyancy of latex, the zero-partner disturbance technology, and the firmness customizability it offers. Even better, register with zipMoney.

SIZETOTAL COSTzipMoney (Flexible time)
King Single$899$154.00/month

Wrapping Up

A high-quality mattress can be purchased at any moment, and Afterpay is a wise choice for doing so. To learn more, go to Afterpay.

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